Because feeling confident with your money changes how you show up in the world
Everyday Money is a podcast about building a healthier, more grounded relationship with money—one rooted in real-life financial literacy, emotional awareness, and practical habits that actually fit into the chaos of everyday life.
With tax specialist and writer Dawn Evans as your guide, you’ll learn how to build a financial life that genuinely supports the life you want. Expect honest conversations, simple tools, and a completely judgment-free space to learn and grow. Knowledge is power, friends — and around here, we live for empowerment.
Listen to the Latest
[3] RRSP's: What they are, how they work and who they're for – Everyday Money
In this episode of Everyday Money, Dawn Evans unpacks one of the most common — and most misunderstood — savings tools in Canada: the RRSP.She walks through how RRSPs actually work, who they tend to benefit most, and where they can quietly create complications, especially when it comes to income taxes, fluctuating income, and government benefits in retirement. Rather than treating RRSPs as a default strategy, Dawn invites listeners to think more critically about timing, income patterns, and long-term impact.This episode is about building financial literacy that supports real life — not just following advice because “that’s what you’re supposed to do.” It’s a practical conversation about making savings decisions that align with your income, your future, and your values.Key takeaways:RRSPs defer taxes now, but withdrawals are taxed laterThey’re helpful for some income situations, but not ideal for everyoneFuture income and government benefits matter when choosing how to saveTFSAs and other tools may be a better fit in certain seasonsInformed choices matter more than default strategies
Tax Wise 