Category Archives: Uncategorized

When I started this blog I pretty much assumed that no one would read it aside from a few close friends. Since it’s actually gaining some legs and being read by people who have probably never met me, I figured I should do an introduction. Hopefully give you a better understanding of my background andContinue reading “About me”

It’s officially that time of year where Christmas music and items fill all the spaces on the radio, on tv, the stores, and our homes. My kids think it’s absolutely hilarious to sing Christmas carols to me in July and they are now upping their game into talking about decorations and lights and wishlists andContinue reading “Traditions”

I’ve been struggling with writing lately. As much as I love talking about money, I feel a little like I’m trying to portray a version of me where I always make great money choices and I make great money and hardly have any debt. It got me thinking today about how we view ourselves andContinue reading “Perceptions”

I have done budgets wrong in all the ways. The biggest mistake being that I would use made up numbers to build it. I would sit down with my spreadsheet and good intentions and build a pretty little budget that’s all color coded and balanced and beautiful. In this budget I would have some actualContinue reading “Budgets part 2”

Oh budgets! How do they make you feel? Think about that one for a minute. Do you feel limited, confined and restricted? Or empowered, purposeful and in control? There is so many feelings associated with budgets it’s hard to know what to think. I walk a fine line on budgets honestly. I really do loveContinue reading “Budgets!”

Kids really do know way more about life than we give them credit for. Sometimes their pure, unbiased, matter of fact way of looking at things makes me stop and think about the complicated, negative mess we make out of things that aren’t at all. My two boys were having a chat this summer. JarredContinue reading “Landon’s apples”

Now that we’ve got the ball rolling by evaluating where we are and lowering those interest rates, next step is prioritizing the list of debts. The most effective way to tackle your debts is to make the minimum payment on all your debts and then put everything extra onto one debt until it’s gone. ThenContinue reading “Debt part 3”

There was a day last summer that I was at Holyrood Beach with the kids to see the humpback whale that was there feeding. I had my camera and big hopes of catching him popping out of the water, mouth open wide. While I sat there on the rock, my oldest starts to head onContinue reading “Excuses”

If you’ve done the exercises in the first debt post, congratulations! Hopefully you’ve already been able to reduce your interest rates. We don’t want to be paying any more than is necessary. Interest is money down the toilet and we have much better ways to spend that cash. If making those calls or moving thingsContinue reading “Debt part 2”

I have a bad habit of forgoing the things that I want and need for the wants and needs of other people. You can call it martyrdom, mom guilt, being a ‘good woman’, a ‘good mom’, the technical term is codependency. Whatever you call it, I have done it a lot in my life andContinue reading “‘Good’ mom”